Debt Free On My Own Get the tools you need to settle
your debt on your own.
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Find out how you can settle your debt by
educating yourself on negotiation tactics and more.
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FAQs

What does the program offer?

We can give you all the knowledge you need to know about your creditors' tactics. What you can do to be a better negotiator. In short we will give you the same information that the settlement company has, in one session. Our session will be tailored to your specific case and we will tell you how others have negotiated their own settlements without any intermediaries. In fact, many creditors no longer deal with settlement companies and only deal directly with the customer. There are no trade secrets or contacts needed. We can show you the negotiating tactics employed by the settlement companies for you to do on your own, saving thousands of dollars!!! For only $249 we can set up an appointment with one of our specialists who will guide you and answer all your questions professionally and efficiently. We also offer an option to allow you to contact us continuously throughout the process for any additional questions you may have which you can decide to accept or decline after your session.
Is this a scam?

Absolutely not!! We are real people with vast knowledge and experience. We have helped many people with a serious amount of debt through local non-profits. We have seen how people were able to learn how to do it and get settlements by themselves. That is our motto “debt free on my own” and we mean it! We are committed to giving you all of our knowledge and experience to help you do the same thing.
Can you guarantee I will be debt free?

We will return your $249 to you if you aren’t 100% satisfied with our service.
Are their lawyers on staff?

There are no lawyers on staff, but we are guided by our lawyers.
Are you a debt settlement company?

No!! Absolutely not!! We are not affiliated with any debt settlement company in any way!
What experience do you have?

We have been in business for 2 years. We have over 5 years experience helping to settle thousands of cases.
How much?

For only $249 we can set up an appointment with one of our specialists who will guide you and answer all your questions professionally and efficiently. We also offer an option to allow you to contact us continuously throughout the process for any additional questions you may have.
What do I get?

For $249, you will receive an initial call/appointment with your debt specialist, follow up email with all of the details covered and a login for access to all forms and tools you may need. We also offer an option to allow you to contact us continuously throughout the process for any additional questions you may have.
What type of debt can be helped?

All unsecured debt, including credit cards and mortgages can be settled. We will not be able to give any information for IRS debt, student loans, small business loans, alimony or court judgments.
How low will creditors settle for?

As stated, there are no guarantees. The settlement will depend on many things. The specialist will give you all of the information needed to assist you to get the best possible settlement.
Can you give me advice?

We are not Lawyers and cannot give you advice on what you should do. We will give you all of your options and tell you what others have done in certain situations.
What do I need for Appt?

Before speaking to a Debt Specialist, we ask that you please have a list of your debts with at least an estimated balance for each one. The debt totals will help guide the session.
What if I have already signed up with a Debt Settlement Company?

If you have already signed with an Agency, you will want to look over their contract to make sure they will not charge you a fee before trying to cancel. Many times they will charge their fee even if you negotiate the settlement without them.
Will you refer me to a debt settlement company?

No, we are not affiliated with any Debt Settlement Companies and we will never tell you to go to one. We can however help you get a better understanding of the industry and that will help you find the correct agency to help you if you fell you need it.
Settle your debt by joining our program.
You will learn to successfully eliminate your debt by acquiring:

  • Confidence to take on the creditors.
  • Knowledge of how the system works and how to navigate it successfully.
  • Tactics and techniques how to successfully negotiate with the banks.
  • Tools necessary to become a skilled negotiator.
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